Competitive Rates. Fast Closings. Streamlined Process.
 
READY TO BUY A HOME?

Secure a home purchase loan that leverages today’s great mortgage rates to make your dream home affordable.

REFINANCING CAN YOU GIVE YOU OPTIONS

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.

GET A LOAN WITHOUT HASSLE.

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way.

THE HOME LOAN EXPERIENCE TAILORED TO YOU.

 

We’ll provide you with the most competitive rates and the programs that best fit your individual needs. 

You're one of a kind. Your mortgage should be, too. Start an application online to see what's possible.

 

WE KNOW LENDING.

Conventional Loans

 

- Down Payment As Low As 3%

- Reduce or even eliminate monthly mortgage insurance (not possible with an FHA loan)

- Typically faster, easier and a lower monthly payment than an FHA loan
- Use gift funds for your entire down payment
 
Contact us for more details

FHA Loans

 

- Flexible approval guidelines
- Low down payment options
- Fixed and adjustable-rate loans
- Loans for 1-4 unit properties and condos
- The ability to use gift funds from a relative or employer
- Seller can contribute to the closing cost fees
- Credit score requirements
 
Contact us for more details

Jumbo Loans

 

A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2021, the limit is $625,000 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $822,373. Rates may be a bit higher on jumbo loans because lenders generally have a higher risk. (2022)

 

Contact us for more details

VA Loans

 

- 100% Financing with full VA entitlement
- Limited closing costs
- VA financing fees that can be rolled into the loan amount
- No prepayment penalties
- Fixed- and agjustable-rate loan terms
- A variety of eligible property types.

 

Contact us for more details

MORTGAGE CALCULATOR

Price of Homes
$
Down Payment
$
Loan Term
Interest Rate
Home Insurance (optional)
$
Property Tax (optional)
$
Mortgage values are calculated by Lofty and are for illustration purposes only, accuracy is not guaranteed.

Mortgage Help

Down Payment

The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.

Loan Term

Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.

Loan Type

There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.

Interest Rate

This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.

Property Tax Rate

The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.

Home Insurance

Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.

HOA Fees

A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.

SEE WHAT OUR PAST CLIENTS ARE SAYING

  • Tony Grissom
    Lisa Shanahan was a blessing to work with.! she did so many little things to help as well a great negotiator for us.Her professionalism is second to none She paid attention to the little things that mattered to us, excellent communication throughout the whole process kudos to her. so if you need a good agent ...work with her.. She is extremely knowledgeable.. you'll be glad you did...👌😊
  • Taylor Fernberg
    This was a first home purchase for us. Despite all of the headaches and hoops we had to jump through, Anthony and Erin made the process as easy as possible. We first met Anthony at an open house for a house that we ultimately did not get. Despite not getting that first house, Anthony continued to work with us, trying to find other great matches in the area that met our needs. When we finally found a great property, Anthony really went to bat for us, trying to get the best deal as possible and putting our priorities at the forefront. He was always available to answer questions (and there were a lot of them), and never begrudgingly. We are very happy with his level of knowledge, communication, cooperation, and professionalism. And in those moments when Anthony was not available, Erin stepped in to keep the process moving and continue to answer our questions.
  • David Kingman
    Unfortunately, my experience with Arrive Real Estate, specifically Anthony and Erin, has been extremely frustrating after closing. During the purchase of our home, we specifically raised concerns about the existing solar system and were assured that the solar transfer and everything related to it would be taken care of as part of the closing process. We were also told that Escrow Edge had worked through the solar issue with an attorney from Spruce Power and that everything necessary had been taken care of in order for us to close. Based on those assurances, we moved forward believing the solar situation had been properly handled. We closed on the home at the end of March. I have now personally been dealing with Spruce Power since May 1 trying to get everything straightened out, and nearly five months later, the solar account is STILL not in my name. On top of that, the solar monitoring equipment in the home is stuck on “BOOTING,” I cannot properly monitor the system, and I am now trying to determine whether the system is even producing correctly while significant NEM energy charges continue accumulating on my SCE account. What I cannot understand is how a home with an existing solar agreement can make it all the way through escrow and closing, with the buyer being told the solar situation had been addressed with the escrow company and Spruce Power’s attorney, only for us to spend months afterward trying to figure out why the account was never transferred and whether the system is even functioning correctly. Buying a home is a huge transaction. Issues involving an existing solar agreement should not simply become the buyer’s problem after the keys are handed over. We specifically raised this before closing and relied on Anthony, Erin, Arrive Real Estate, and the other professionals involved in the transaction when we were told it was being handled. Had we known we would still be fighting to get the solar account transferred nearly five months after closing, while also questioning whether the system is operating correctly, we absolutely would have handled this differently before agreeing to close
  • Danny Huizar
    We had an excellent experience working with Matt and Anthony and their Team. They help us purchase our home and did everything they can to help buy our home. They always answer on all questions. Good customer service and a good job
  • Pablo Garcia Payan
    I cannot thank Anthony and Talya enough for the attention and care they showed us throughout the entire process. Buying a home has been a dream of mine for so long, but I was always scared to take the leap and begin the process. At first, I felt clueless and worried about everything, but Anthony and Talya were able to ease all of my concerns and worries. They treated my wife and I like family, answering every question we had and thoroughly explaining the process and all of the options available to us. If you are looking into buying a home and feel nervous like I did, there is no need to worry — you will be in great hands with Anthony and Talya!
  • j Muniz
    First-time homebuyer here. I came across Anthony Campos of Arrive Real Estate by pure coincidence—and I’m extremely glad I did. After viewing several homes with other agents, something just didn’t feel right. Just about to give up for the day, I decided to stop by an open house I had just seen listed. That’s where I met Anthony. From the start, he made me feel comfortable—professional, knowledgeable, and easy to work with. I walked the property and immediately knew: this was the one. The location, upgrades, and overall feel checked every box. The challenge? Multiple competing buyers. Anthony helped me put together a smart, competitive strategy without overextending. Within 24 hours of seeing the home, I submitted my offer—and within another 24 hours, it was accepted. What stood out most is that Anthony isn’t just an agent—he’s a broker. His experience, market knowledge, and network made a real difference. He connected me with an outstanding team of lenders, insurance professionals, and escrow specialists who were responsive, proactive, and supportive throughout the entire process. Communication was consistent and timely, and I always felt informed and confident at every step. Anthony and his team set a high standard for professionalism and execution. I highly recommend him to anyone navigating the home-buying process—especially first-time buyers. Special thanks to Erin, Kathy, Anna, Allison, and Angela—you all knocked it out of the park. For clarity, this review is not incentivized in any way—it’s simply a reflection of an excellent experience from start to finish. Thank you all.
  • Kristin L
    Talya was incredible during our new build process! She was knowledgeable, responsive, and made everything feel easy and stress-free. We’re so thankful for her support and highly recommend her!
  • Danny Kuesis
    I appreciate Erin Poturich she came in clutch every time I needed something she actually went out their way to help me. She wasn’t just money hungry I highly recommend if you’re looking for a good realtor or an actual company that cares about Your situation contact her ASAP
  • Julia Bagan
    Erin was absolutely amazing throughout our first ever home buying process! She made our 21-day escrow feel completely seamless and stress-free. From start to finish, she was friendly, approachable, and always quick to communicate. We never felt out of the loop and truly appreciated how responsive and organized she was. If you’re looking for a realtor who is professional, efficient, and genuinely cares about her clients, Erin is the one. We’re so grateful for her guidance and would highly recommend her to anyone buying or selling a home!
  • Carlos Villa Mendoza
    Erin was an absolute pleasure to work with and made the home-buying process so much easier for us. She really took the time to understand what we were looking for and helped us find a home we truly love. She was always available no matter the time of day to answer questions, give updates, or walk us through next steps. Erin was knowledgeable, patient, and always had our best interests in mind. We’re so grateful for her help and would highly recommend her to anyone looking for a dedicated and reliable realtor.