Competitive Rates. Fast Closings. Streamlined Process.
 
READY TO BUY A HOME?

Secure a home purchase loan that leverages today’s great mortgage rates to make your dream home affordable.

REFINANCING CAN YOU GIVE YOU OPTIONS

Refinancing could save you a considerable amount of money over the life of your loan and potentially improve your overall financial outlook.

GET A LOAN WITHOUT HASSLE.

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way.

THE HOME LOAN EXPERIENCE TAILORED TO YOU.

 

We’ll provide you with the most competitive rates and the programs that best fit your individual needs. 

You're one of a kind. Your mortgage should be, too. Start an application online to see what's possible.

 

WE KNOW LENDING.

Conventional Loans

 

- Down Payment As Low As 3%

- Reduce or even eliminate monthly mortgage insurance (not possible with an FHA loan)

- Typically faster, easier and a lower monthly payment than an FHA loan
- Use gift funds for your entire down payment
 
Contact us for more details

FHA Loans

 

- Flexible approval guidelines
- Low down payment options
- Fixed and adjustable-rate loans
- Loans for 1-4 unit properties and condos
- The ability to use gift funds from a relative or employer
- Seller can contribute to the closing cost fees
- Credit score requirements
 
Contact us for more details

Jumbo Loans

 

A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2021, the limit is $625,000 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $822,373. Rates may be a bit higher on jumbo loans because lenders generally have a higher risk. (2022)

 

Contact us for more details

VA Loans

 

- 100% Financing with full VA entitlement
- Limited closing costs
- VA financing fees that can be rolled into the loan amount
- No prepayment penalties
- Fixed- and agjustable-rate loan terms
- A variety of eligible property types.

 

Contact us for more details

MORTGAGE CALCULATOR

Price of Homes
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Down Payment
$
Loan Term
Interest Rate
Home Insurance (optional)
$
Property Tax (optional)
$
Mortgage values are calculated by Lofty and are for illustration purposes only, accuracy is not guaranteed.

Mortgage Help

Down Payment

The typical rule of thumb is to pay 20 percent of the home's price as your down payment, although some mortgage loans require as little as 3.5 percent down. Your down payment reduces the total amount of your mortgage loan, so the more money you put down, the lower your payments will be - or the more expensive a house you can buy.

Loan Term

Your loan program can affect your interest rate and monthly payments. Choose from 30-year fixed, 15-year fixed, and more in the calculator.

Loan Type

There are several types of mortgage loans, but the most commonly used are fixed-rate and adjustable-rate loans. Fixed-rate loans have the same interest rate for the entire duration of the loan. That means your monthly payment will be the same, even for long-term loans, such as 30-year fixed-rate mortgages. Two benefits to this loan type are stability, and being able to calculate your total interest up front. Adjustable-rate mortgages (ARMs) have interest rates that can change over time. Typically they start out at a lower interest rate than a fixed-rate loan, and hold that rate for a set number of years, before changing interest rates from year to year. For example, if you have a 5/1 ARM, you will have the same interest rate for the first 5 years, and then your interest rate will change from year to year. The main benefit of an adjustable-rate loan is starting off with a lower interest rate.

Interest Rate

This field is pre-filled with the current average mortgage rate. Your actual rate will vary based on factors like credit score and down payment.

Property Tax Rate

The mortgage payment calculator includes estimated property taxes based on the home's value. You can edit this in the advanced options.

Home Insurance

Home insurance or homeowners insurance is typically required by lenders, depending on the loan program. You can edit this number in the mortgage calculator advanced options.

HOA Fees

A homeowners association fee (HOA fee) is an amount of money that must be paid monthly by owners of certain types of residential properties, and HOAs collect these fees to assist with maintaining and improving properties in the association.

SEE WHAT OUR PAST CLIENTS ARE SAYING

  • j Muniz
    First-time homebuyer here. I came across Anthony Campos of Arrive Real Estate by pure coincidence—and I’m extremely glad I did. After viewing several homes with other agents, something just didn’t feel right. Just about to give up for the day, I decided to stop by an open house I had just seen listed. That’s where I met Anthony. From the start, he made me feel comfortable—professional, knowledgeable, and easy to work with. I walked the property and immediately knew: this was the one. The location, upgrades, and overall feel checked every box. The challenge? Multiple competing buyers. Anthony helped me put together a smart, competitive strategy without overextending. Within 24 hours of seeing the home, I submitted my offer—and within another 24 hours, it was accepted. What stood out most is that Anthony isn’t just an agent—he’s a broker. His experience, market knowledge, and network made a real difference. He connected me with an outstanding team of lenders, insurance professionals, and escrow specialists who were responsive, proactive, and supportive throughout the entire process. Communication was consistent and timely, and I always felt informed and confident at every step. Anthony and his team set a high standard for professionalism and execution. I highly recommend him to anyone navigating the home-buying process—especially first-time buyers. Special thanks to Erin, Kathy, Anna, Allison, and Angela—you all knocked it out of the park. For clarity, this review is not incentivized in any way—it’s simply a reflection of an excellent experience from start to finish. Thank you all.
  • Kristin L
    Talya was incredible during our new build process! She was knowledgeable, responsive, and made everything feel easy and stress-free. We’re so thankful for her support and highly recommend her!
  • Danny Kuesis
    I appreciate Erin Poturich she came in clutch every time I needed something she actually went out their way to help me. She wasn’t just money hungry I highly recommend if you’re looking for a good realtor or an actual company that cares about Your situation contact her ASAP
  • Julia Bagan
    Erin was absolutely amazing throughout our first ever home buying process! She made our 21-day escrow feel completely seamless and stress-free. From start to finish, she was friendly, approachable, and always quick to communicate. We never felt out of the loop and truly appreciated how responsive and organized she was. If you’re looking for a realtor who is professional, efficient, and genuinely cares about her clients, Erin is the one. We’re so grateful for her guidance and would highly recommend her to anyone buying or selling a home!
  • Carlos Villa Mendoza
    Erin was an absolute pleasure to work with and made the home-buying process so much easier for us. She really took the time to understand what we were looking for and helped us find a home we truly love. She was always available no matter the time of day to answer questions, give updates, or walk us through next steps. Erin was knowledgeable, patient, and always had our best interests in mind. We’re so grateful for her help and would highly recommend her to anyone looking for a dedicated and reliable realtor.
  • Allie oswald
    We had an excellent experience working with Anthony Campos from Arrive. He was always prompt in his responses and incredibly flexible — whenever we wanted to see a home, he made himself available right away and quickly set up appointments. Anthony and his team were consistently available to answer questions and guide us through the process, which made everything feel smooth and stress-free. Anthony truly went above and beyond to represent us and advocate for us, especially during negotiations. Thanks to his dedication and expertise, we were able to successfully close on the home we absolutely fell in love with. We couldn’t have asked for a better realtor and highly recommend him to anyone looking to buy a home.
  • A M
    Been working with Anthony for over two years now, and had known him for even longer. He helped me purchase my home, and I knew I needed to stick with him for any of my future housing needs. He has proactively kept me in his care by giving me updates about rates and steadily offering his help whenever I’m ready to refinance. He gets back to my random questions and wonderings so quickly and never makes me feel like I’m asking too much. Once I was ready to refinance, it was a breeze. Anthony and the processor Kathy were so extremely caring and attentive. I am a doubtful and hesitant person when it comes to making big decisions, but Anthony was so reassuring and cleared up any confusion immediately. He knows all the specific details from insurance to impound accounts. I am so beyond thankful to have his guidance as a homeowner. He knows the market the best, and understands his clients too well. Thank you Anthony and Arrive!!!
  • Peejay C
    Erin and the entire team at Arrive Real Estate were amazing to work with when I bought my home. Erin was incredibly patient and took the time to answer every question I had, no matter how small. She made the whole process feel clear and manageable, which really helped reduce the stress of buying a house. We were up against multiple offers, and Erin worked hard to make sure we stayed competitive while still protecting our best interests. Because of her dedication, I was able to bring in the new year with a new home and new beginnings, which made the experience even more special. Her knowledge, communication, and commitment truly stood out. I felt supported and confident every step of the way, and I highly recommend Erin and the Arrive Real Estate team to anyone looking to buy a home.
  • jonathon apodaca
  • Kimi Felipe
    I can’t say enough good things about Matt and the Arrive Team! From day one, Matt was kind, patient, and truly listened to what we wanted in a home. He went above and beyond to make the process smooth and even fun. Whether it was answering our late-night questions (sorry Matt!) or taking us on a house tour adventure, Matt made us feel taken care of every step of the way. If you’re looking for someone who genuinely cares about their clients, Matt is the person you want by your side!